Insurance and Other Financial Issues

A.M. Best Company
Find insurance company ratings.
www.ambest.com/

Affordable Care Act (U.S. Department of Health and Human Services)
Find information on choosing a health insurance plan and the Affordable Care Act.
www.healthcare.gov/choose-a-plan/

American Association of Retired Persons (AARP)
Find detailed information on Medicare and other health insurance programs for people over 50.
888-OUR-AARP (888-687-2277)
www.aarp.org/health/health-insurance/

American Cancer Society – Understanding Financial and Legal Matters
Find information on financial topics.
800-ACS-2345 (800-227-2345)
www.cancer.org

Medicare
Find information on Medicare health insurance programs for people 65 and older, including prescription drug plans.
www.medicare.gov

Medicaid
Find information on Medicaid health insurance programs for people with low income and your state’s Medicaid toll-free hotline.
www.medicaid.gov

National Association of Insurance Commissioners
Find your state’s insurance commissioner.
www.naic.org/state_web_map.htm

National Cancer Legal Services Network
Find a directory of organizations that offer free legal help for people diagnosed with cancer and their families.
www.nclsn.org

National Coalition for Cancer Survivorship
Find the booklets “Understanding Your Health Insurance” and “Your Employment Rights.”
877-NCCS-YES (877-622-7937)
www.canceradvocacy.org

Patient Advocate Foundation
Offers financial assistance information and legal and advocacy help if an insurance claim is denied.
800-532-5274
www.patientadvocate.org

Patient Advocate Foundation – National Underinsured Resource Directory
Find local, state and national resources for people who have insurance but struggle to pay out-of-pocket costs of care.
800-532-5274
www.patientadvocate.org/help4u.php  

Genetic testing

Cancer Resource Foundation
Offers financial assistance for genetic testing.
www.cancer1source.org/genetic-testing-programs

Myriad Financial Assistance Program
Offers financial assistance for genetic testing.
www.myriad.com/myriad-cares-2/financial-assistance-program/

Transportation assistance

Local transportation

The social work and care coordination departments at your hospital may have information on local transportation programs. Some cancer organizations also have programs that can help.

City, county and state agencies can arrange for low-cost or free local transportation for people with disabilities. For more information on these services, contact your city, county or state transportation department.

American Cancer Society – Road to Recovery
Offers local transportation to and from cancer treatments.
800-ACS-2345 (800-227-2345)
www.cancer.org

CancerCare – AVONCares
Offers financial assistance for transportation to and from cancer treatments.
800-813-HOPE (800-813-4673)
www.cancercare.org/financial/information

CancerCare – Komen Treatment Assistance Fund
Offers financial assistance for transportation to and from cancer treatments.
www.cancercare.org/financial/information

Long-distance transportation

Air Charity Network
Offers air travel to treatment centers for cancer patients and their caregivers.
877-621-7177
www.aircharitynetwork.org

Corporate Angel Network
Uses empty seats on corporate planes to help cancer patients reach treatment centers. (Travel for caregivers is not covered.)
866-328-1313
www.corpangelnetwork.org

Lifeline Pilots
Offers air travel to treatment centers for cancer patients and their caregivers.
800-822-7972
www.lifelinepilots.org/

Mercy Medical Airlift
Offers air travel to treatment centers for cancer patients and their caregivers.
800-296-1217
www.mercymedical.org/

National Patient Travel Center
Offers free or discounted air travel to treatment centers for cancer patients and their caregivers.
800-296-1217
www.patienttravel.org

Lodging assistance

If your hospital or treatment center is far from home, there may be times when you and your family need to find a place to stay overnight. Many hospitals and treatment centers can arrange a discount rate at a nearby hotel or motel. The American Cancer Society can also help.

American Cancer Society – Hope Lodge and hotel lodging
Offers lodging for families during cancer treatment.
800-ACS-2345 (800-227-2345)
www.cancer.org/treatment/support-programs-and-services/patient-lodging.html

Joe’s House
Find an online directory of free and discounted lodging for cancer patients and their families.
www.joeshouse.org/Lodging.aspx 

Child care and elder care assistance

If children or elderly family members rely on you to take care of them, it can be hard to get to treatment. Family and friends may be able to help. (They often want to help, but don’t know how. This is one way they can help you.) The programs below also offer help.

CancerCare – AVONCares Program
Offers financial assistance for child care during treatment.
www.cancercare.org/financial/information

CancerCare – Komen Treatment Assistance Fund
Offers financial assistance for child care and elder care during treatment.
www.cancercare.org/financial/information

Clinical trial costs

National Cancer Institute – Insurance Coverage and Clinical Trials
Find information on insurance coverage of clinical trial costs.
www.cancer.gov/about-cancer/treatment/clinical-trials/paying/insurance

Low-cost and free mammograms

MedicareMedicaid and most insurance companies cover the cost of mammograms.

Since September 2010, the Affordable Care Act has required all new health insurance plans to cover yearly mammograms with no co-payment (co-insurance) for women ages 40 and older.

In many parts of the U.S., low-cost or free mammograms are also offered through national programs and community organizations.

Komen Affiliates fund breast cancer education and screening projects in their communities for those who need it most. Find an Affiliate in your area to learn what resources are available.

Call the Komen breast care helpline at 1-877 GO KOMEN (1-877-465-6636) Monday through Friday from 9:00 a.m. to 10:00 p.m. ET and from 6:00 a.m. to 7:00 p.m. PT to help find low-cost options in your area.

Each October, during Breast Cancer Awareness Month, many imaging centers offer mammograms at reduced rates. To find a certified mammography center in your area, visit the FDA website (www.fda.gov).

American Breast Cancer Foundation (ABCF)
Offers financial assistance for breast cancer screening and follow-up tests to uninsured women.
www.abcf.org/programs/breast-cancer-assistance-program

National Breast and Cervical Cancer Control Program
Provides access to breast cancer screening to low-income, uninsured and underinsured women.
www.cdc.gov/cancer/nbccedp/

Planned Parenthood
Offers clinical breast exams and referrals for mammography (and any follow-up testing, such as breast ultrasound).
www.plannedparenthood.org/

YWCA
Some local chapters of the YWCA provide breast cancer education and screening to women with limited access to health services.
www.ywca.org

Updated 04/24/17

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